Car dealers usually depend on huge profits from financing vehicles and may not quote you the very best interest rate that you qualify for? Often a dealer may quote you a reasonably low selling price and then make a huge profit on the financing. With the choices of using your own bank, credit union, or using the car manufacturers special interest rates, we will help you save money by getting you the very best price for the car you desire and then help determine the very best interest rate that you will qualify for. Car manufacturers "Customer Cash Rebates" will also help to determine the selling price and may not be combined with a "Special Interest Rate" promotion.

While leasing a vehicle is not for everyone and is commonly misunderstood, any current manufacturers special offers may make leasing a particular vehicle more attractive than purchasing at any given time. Shorter term leases such as a 36 Month, (3 Year) or 48 Month (4 Year) lease are usually more attractive than a "Long Term" 60 or 72 Month Lease.

Leases can be structured many different ways by varying the "drive-off amount" (how much you'll pay at signing), the "money factor" (the lease's effective interest rate), and the "residual value" (the vehicle's value at the end of your lease). Another way to structure a lease is by setting it up with the approximate "miles per year" you currently drive your car.

While all the information listed above may be confusing, specific lease information can be discussed over the phone to help you understand exactly how a lease works. With our many years of automotive experience, we can explain in full detail, the differences and let you decide which will be best for you.